---
updatedAt: 2025-08-28T14:16:56.000Z
agentTools:
  projectIndex: https://developers.newline53.com/llms.txt
---

# Payment Rails

Newline supports different payment rails that Clients and Customers can choose between when originating Transfers. These rails include **Wire**, **Instant Payments**, and **ACH**. Your choice of payment rail will depend on a couple key criteria, listed below, you and your Relationship team should discuss.

* Price of Transfer
* Funds Availability
* Business Use Case

In the following guides, we'll cover these criteria so you and your end-customers can make the best decision when selecting a payment rail.

> 📘 Note
>
> Different payment rails often require different information for submission of counterparty or Transmitter objects. Please be sure to review each payment rail to confirm the data required.

# Sub pages

* [ACH](https://developers.newline53.com/newline/docs/ach.md)
* [Book Transfers](https://developers.newline53.com/newline/docs/book-transfers.md)
* [Instant Payments](https://developers.newline53.com/newline/docs/instant-payments.md)
* [Wire](https://developers.newline53.com/newline/docs/wire.md)

# Sibling pages

* [Payment Features](https://developers.newline53.com/newline/docs/payment-features.md)
* [QuickStart Guide: Completing a Transfer](https://developers.newline53.com/newline/docs/quickstart-guide-completing-a-transfer.md)
* [Transaction Reconciliation](https://developers.newline53.com/newline/docs/transaction-reconciliation.md)
* [Reporting](https://developers.newline53.com/newline/docs/reporting-1.md)