Cardholder Requirements
This section outlines the required fields and data specifications for cardholder information within the Issuing BIN Sponsorship program. The cardholder entity contains all details related to a legal person, which are necessary for identification and verification to ensure regulatory compliance and secure transactions.
Cardholder Fields
Field Name | Required | Description | Character Length | Type | Example |
---|---|---|---|---|---|
CARDHOLDER ID | Yes | Unique ID identifying the cardholder. | 35 | Char | CUST123456 |
BUSINESS ID | Yes | Unique ID for business cardholders (commercial only). | 35 | Char | BUS789012 |
CARDHOLDER ACCOUNT NO | Yes | Account number tied to the cardholder. | 35 | Char | 1234567890123450 |
ACCOUNT OPEN DATE | No | Date when the account was opened (Format: YYYYMMDD). | 8 | Char | 20200101 |
ACCOUNT CLOSED DATE | No | Date when the account was closed (Format: YYYYMMDD). | 8 | Char | 20250101 |
ACCOUNT STATUS | Yes | Status of the cardholder's account (Open or Closed). | 10 | Char | Open |
ACCOUNT STATUS DATE | Yes | Date of the account status (Format: YYYYMMDD). | 8 | Char | 20230101 |
CARDHOLDER ID TYPE | Yes | Code for ID type (e.g., 2for Driver’s License). | 3 | Char | 2 |
CARDHOLDER ID NUMBER | Yes | Cardholder's identification number. | 20 | Char | 123-45-6789 |
CARDHOLDER_ID ISSUE DATE | No | Date when the ID was issued (Format: YYYYMMDD). | 8 | Char | 20200101 |
CARDHOLDER ID EXPIRATION DATE | No | The expiration date of the identification (Format: YYYYMMDD). | 8 | Char | 20300101 |
CARDHOLDER TAX ID | Yes | Tax ID (SSN) for U.S. citizens. | 9 | Char | 987654321 |
CARDHOLDER ROLE | Yes | Role of the cardholder (e.g., Primary Account Holder). | 20 | Char | Primary Account Holder |
CARDHOLDER STATUS | Yes | Status of the cardholder (Active or Inactive). | 10 | Char | Active |
RESIDENCY STATUS | No | Residency status of the cardholder (e.g., US). | 3 | Char | US |
CARDHOLDER FIRST NAME | Yes | First name of the cardholder. | 50 | Char | John |
CARDHOLDER MIDDLE INITIAL | No | Middle initial of the cardholder. | 1 | Char | A |
CARDHOLDER LAST NAME | Yes | Last name of the cardholder. | 50 | Char | Doe |
DATE OF BIRTH | Yes | Date of birth of the cardholder (Format: YYYYMMDD). | 8 | Char | 19800101 |
ADDRESS LINE 1 | Yes | The first line of the cardholder's address (No PO BOX). | 100 | Char | 123 Main St |
ADDRESS LINE 2 | No | The second line of the cardholder's address. | 100 | Char | Apt 4B |
CITY | Yes | City of the cardholder. | 50 | Char | New York |
STATE | No | State of the cardholder (Required for US addresses). | 2 | Char | NY |
ZIP CODE | No | ZIP code of the cardholder (Required for US addresses). | 10 | Char | 10001 |
COUNTRY | Yes | Country code (ISO 3166-1 Alpha-2 standard). | 2 | Char | US |
PRIMARY PHONE NUMBER | No | Primary phone number of the cardholder. | 15 | Char | 1-555-555-5555 |
EMAIL ADDRESS | No | Email address of the cardholder. | 100 | Char | [email protected] |
Updated 24 days ago