Posted Transactions Requirements
Overview
This guide provides detailed information about the fields required for posted transaction data in the Issuing BIN Sponsorship program. Each field is described with its requirements, character length, and examples to ensure accurate and compliant data entry.
Posted Transaction Fields
| Field | Required | Description | Character Length | Example |
|---|---|---|---|---|
| TRANSACTION ID | Yes | Unique identifier of the card transaction. | 20 | TXN1234567890 |
| CARD NUMBER | Yes | Full 16-digit card number. | 16 | |
| ACCOUNT NUMBER | Yes | Cardholder's account number. | 35 | 123456789012345 |
| CARDHOLDERID | Yes | Unique identifier for the cardholder holding the card. | 35 | CUST123456 |
| TRANSACTION DATE TIME STAMP | Yes | Date and time when the transaction occurred (local to the merchant for swiped payments, or web/non-swiped purchase timestamp). | DateTime | |
| POSTED TRANSACTION DATE TIMESTAMP | No | Date and time when the transaction was posted to the account. | DateTime | |
| TRANSACTION CODE | Yes | Code represents the transaction type posted, including internal and network-related activity. | 50 | ATM Withdrawal Fee |
| TRANSACTION DESCRIPTION | No | Description of the transaction. | 100 | |
| TRANSACTION AMOUNT SIGN | Yes | "+" if the transaction adds to the balance, "-" if it deducts, or " " if it doesn't affect the balance. | 1 | - |
| TRANSACTION AMOUNT | Yes | The amount of the transaction posted to the account. | Decimal (10, 2) | 150.75 |
| AUTHORIZATION CODE | No | The identification number is assigned to the approved transaction, or it is blank if declined. | 15 | 123456 |
| TRANSACTION CURRENCY CODE | Yes | Currency code for the transaction (e.g., USD). | 3 | USD |
| TRANSACTION ORIGINATED CITY | No | The city where the transaction originated. | 50 | Chicago |
| TRANSACTION ORIGINATED COUNTRY CODE | Yes | Country where the transaction took place (use ISO 3166-1 Alpha-2 country code). | 2 | US |
| TRANSACTION IP ADDRESS | No | The IP address from which the transaction took place. | 39 | |
| TRANSACTION DEVICE ID | No | Unique number related to the device or mobile phone from which the transaction occurred. | 50 | |
| MERCHANT TERMINAL NUMBER (TID) | Yes | An 8-digit alphanumeric code identifying the point-of-sale (POS) terminal where the transaction occurred. | 8 | |
| MERCHANT CATEGORY CODE | Yes | Code representing the merchant's line of business. | 4 | |
| MERCHANT NAME | Yes | Name of the merchant accepting the transaction. | 100 | ABC Store |
| MERCHANT ACCOUNT NUMBER | Yes | Number identifying the merchant submitting the transaction. | 35 | MER1234567890 |
| MERCHANT ADDRESS LINE 1 | Yes | The primary address of the merchant. | 35 | 456 Elm St |
| MERCHANT ADDRESS LINE 2 | No | Additional address information for the merchant. | 35 | Suite 300 |
| MERCHANT CITY | Yes | The city where the merchant is located. | 50 | San Francisco |
| MERCHANT STATE | Yes | State where the merchant is located (for U.S. merchants). | 2 | CA |
| MERCHANT ZIPCODE | Yes | ZIP code of the merchant. | 10 | 94107 |
| MERCHANT COUNTRY CODE | Yes | Country code where the merchant is located (use ISO 3166-1 Alpha-2 code). | 2 | US |
| MERCHANT PRIMARY PHONE NUMBER | Yes | Primary phone number of the merchant. | 15 | 1-415-555-1234 |
Updated about 1 month ago