Card
Overview
A card is a payment instrument issued to a cardholder under a specific account. It contains all the necessary attributes to support secure transaction processing, lifecycle management, and network compliance. Each card is uniquely identified and linked to a cardholder and account, and includes metadata such as issuance details, status, and product type.
This section defines the required fields and data specifications for card records. A card represents a payment instrument issued to a cardholder and linked to a specific account. Each card record contains essential attributes that support transaction processing, lifecycle management, and compliance tracking.
Card data includes:
- Unique identifiers for the card and associated account
- Issuance and activation details
- Card network and product type
- Status indicators for card activity and assignment
These fields ensure that each card is properly issued, tracked, and managed throughout its lifecycle—from activation to expiration or closure—while maintaining alignment with regulatory and operational standards.
Field Definitions
| FIELDS | REQUIRED | DESCRIPTION | CHARACTER LENGTH | EXAMPLE |
|---|---|---|---|---|
| CARD ID | Y | Unique ID of Card. Assigned by Program Manager. | 40 | CARD105523156 |
| CARD NUMBER | Y | 16 Digit PAN (Primary Account Number) | 16 | 1234567891234560 |
| CARDHOLDERID | Y | Unique ID for the CARDHOLDER. | 35 | CUST123456 |
| ACCOUNT NUMBER | Y | Account Number that is associated the card. | 20 | ACCT1544665218889 |
| ISSUE NETWORK | N | Network issuing the card (e.g., Visa, MasterCard). | 10 | VISA |
| ISSUE DATE | Y | Date when the card was issued. | Date(YYYYMMDD) | 20230101 |
| ACTIVATION DATE | N | Date when the card was activated. | Date(YYYYMMDD) | 20230101 |
| EXPIRATION DATE | N | Date when the card will expire. | Date(YYYYMMDD) (Send blanks if empty) | 20260101 |
| CARD STATUS | Y | Acceptable values are: Open Active Lost Stolen Closed | 25 | Closed |
| CARD STATUS DATE | Y | The date that the card status was updated. | Date(YYYYMMDD) | 20230101 |
| PRODUCT TYPE | N | The type of product or program name associated with the card. | 40 | Commercial Charge Card |
| ASSIGNMENT TYPE | Y/N | D-Driver or V- Vehicle (one if product type is fleet) otherwise blank | 5 | V |
Updated 10 months ago